If you’ve been involved in an auto accident, then you may be thinking about how to proceed with settling an injury claim against the responsible driver or vehicle damage. This article offers some tips on the best ways for setting an auto accident claim.
Let us check out Personal Injury Insurance Claims After a Car Accident by All Law. Here’s an excerpt from the article:
“At the Scene
First and foremost, check on the safety and well-being of your passengers and the other individuals involved. Call the paramedics if anyone appears to be injured. Many times injuries can occur even from seemingly minor accidents. It is obviously important for health reasons, but also for the ultimate success of any claim for damages, that accident victims seek prompt medical attention
Seeking Medical Care
Obtaining timely medical treatment for any injuries is important. Inform the treating physician that you have been involved in a motor vehicle accident. Follow through on all prescribed treatment.
Dealing with Insurers
As soon as possible, contact your automobile insurance company to report that an accident has occurred. Your insurance company will assign a claim number and a claims adjuster to handle all aspects of your claim.”
Tips for Settling a Car Accident Claim by Nolo has further information about an auto accident claim including the various damages you can get.
“What Types of Damages Can I Collect?
If you are making a claim for property damage only, some of the different types of damages you may be entitled to collect are:
- vehicle damage
- personal property damage — compensation for items such as a computer that may have been in the car, or a bike on a carrier, if those were damaged in the accident
- car rental — most insurance companies will reimburse you for a rental car that you needed while your vehicle was being repaired, and
- out-of-pocket expenses — for example, if you had to hire a taxi to get home from the accident scene or police station.”
Find Law’s Insurance Claims After an Accident: The Basics has more information when it comes to the claims process itself. Here’s an excerpt:
“The Insurance Claims Process
Whether you were injured in an automobile accident, at a home or building, or while visiting a business, you typically must report the incident to the insurance company within 24 hours of the incident. If you weren’t at fault for the accident, you should contact the insurance provider of the business, building owner, or at-fault driver. You’ll probably be required to provide information about the cause of the accident and the extent of your injuries.
The insurance company will then open an investigation of your claim. You may be asked to provide photos of the accident scene, the names of any witnesses, or a more detailed account of the incident. In addition, you will probably have to submit to an independent medical examination by a doctor of the insurer’s choice. If the injury was caused by a building condition, the claims adjuster may make an inspection of the property.
After calculating the value of your claim, the insurance company will then issue a settlement check. If your claim is denied or if you believe the amount of the settlement is inadequate, you can appeal to the insurance company. An appeal may require you to submit to additional examinations or provide further information and evidence about the accident.”